Financial Fitness Quiz Welcome to your Financial Fitness Quiz Financial Fitness is consistently practicing good habits that keep you on top of managing and tracking your finances so that you feel confident and secure about your present and future financial situation. This quiz is scored on a scale of 0 to 20 with 20 being the highest level of financial fitness. This will give you a point of reference to help you decide if you may or may not need to spend some more time working to become financially fit. If your score is lower than you expected, or not in the range of "Good" or "Exceptional" levels of financial fitness, then you should check out our guide explaining the 5 Key Components of Financial Fitness. I have written down my goals that I would like to achieve regarding my financial situation. I have no goals written down I only have short term goals written down I only have long term goals written down I have both short and long term goals written down I have made a budget to keep track of my cash flows Disagree Somewhat Agree Agree I consistently check up on my budget to make sure I am hitting monthly targets Never Sometimes Often I am aware of my average range for my monthly income and expenditures Disagree Somewhat Agree Agree My money saved for shorter term expenditures is in low risk investments Disagree Somewhat Agree Agree My money saved for longer term expenditures (like retirement) is in higher risk investments Disagree Somewhat Agree Agree My investment portfolio is highly diversified by asset class and geography Disagree Somewhat Agree Agree I am aware of my current debt level and check on it monthly Disagree Somewhat Agree Agree I consistently make on time payments towards reducing my debt every month Disagree Somewhat Agree Agree I have taken the time and met with a financial professional to discuss my financial situation Disagree Somewhat Agree Agree Time is Up!